Universal Pinochle’s 5-handed game uses two decks and allows passing between partners. Bidding begins at 500 and proceeds by 10 point increments. Bidding is optional, and if no one bids, a new hand is dealt. The current version of the game does not allow “bid or bunch”.

Unlike 4- and 6-handed pinochle, multiple marriages in trump count 300, 600, 900, and 1200. All other scoring remains the same. For example, single, double, triple, and quadruple pinochle count as: 40, 300, 600, and 900.

If you meld trump marriages, you cannot use runs. You need to decide: marriages or runs. You cannot meld both. Unless you have a double run, use multiple marriages for the higher score.

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Essentially, 5-handed pinochle favors trump marriages; 4- and 6-handed are games of runs.

Five-handed pinochle has no set teams. After winning the bid, you ask for a specific card. The player with that card is your partner for the hand, while the other three players work against you and your temporary partner. The next time you win the bid, you probably will have a different partner!

Pinochle is a trick-taking and melding game popular in the United States. The game is derived from a variation of Bezaique and was brought to America by German immigrants. The name 'Pinochle' is a misspelling of the french word 'binochle' which means 'eyeglasses' or 'Two-eyes', referring to the meld 'Pinochle' which consists of a queen and a jack.

Meld and trick counters for the bid winner and parter are shared, as is the penalty for going set (the bid amount). However, the other three players count their melds individually and share only the trick count.

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The game ends when an individual player gets at least 5,000 points. The standard rule for determining the winner applies: if more than one player has 5,000 points, and one is the bid winner that hand, the bidder wins, even with a lower final score.